%0 Journal Article %B Elsevier, Information Sciences %D 2020 %G eng %P 401 - 418 %R https://doi.org/10.1016/j.ins.2019.12.045 %T DGHNL: A new deep genetic hierarchical network of learners for prediction of credit scoring %U http://www.sciencedirect.com/science/article/pii/S0020025519311569 %V 516